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Im a Financial Advisor. Heres Why I Modified My Mortgage

Recently my wife, Colleen, and I modified our mortgage. I’d like to share some of our thinking because it illustrates some of the trade-offs made in personal finance. But first, a little background. As you would expect from a financial advisor, my wife and I have the basics...
Posted On 21 Nov 2016

7 Ways To Know Whether To Remodel Your Home Or Sell It

Anyone who’s owned a house for any length of time has faced a similar dilemma. You like the home, but now it’s not exactly what you need or want. You have to make a decision. Do you put the home up for sale, or upgrade the place and settle in for the long haul? Much...
Posted On 21 Nov 2016

Bigger Isnt Always Better: Two Benefits of Living In a Tiny Home

A tiny house (Shutterstock photo) In the past decade, tiny homes burst on the housing scene in a major way. Hard numbers on how many of these pint-sized homes exist have proven elusive, but communities specific to them are nearing the hundreds in the U.S. But what is a tiny home,...
Posted On 21 Nov 2016

Will Homeowners Insurance Cover My Solar Panels?

Most covered property losses due to hurricanes are wind related – rather than due to flooding – and many Florida residents might be wondering if damage to extraneous structures or solar panels is covered by their homeowners insurance. Concerns about solar panels feel scant...
Posted On 02 Nov 2016

11 Must-Dos For The First-Time Homebuyer

Had it with rentals and roommates and think it’s about time you took advantage of low mortgage rates and became a first-time homebuyer? To make that happy, just follow this simple step-by-step plan. 1. Check the selling prices of comparable homes in your area. Do a quick...
Posted On 02 Nov 2016

Deciding What to Do With the Family Home After Divorce

You must weigh the pros and cons before making a decision that could be financially harmful to you down the Source
Posted On 01 Nov 2016

What a 3.8 Magnitude Earthquake Means for Homeowners in California

A minor 3.6 magnitude earthquake that occurred Oct. 18 in central California will not significantly affect homeowners of earthquake  insurance premiums , but it is a reminder of the risk. The epicenter of the earthquake, which caused little or no damage, was near  Ridgemark ,...
Posted On 24 Oct 2016