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Household Debt Nears Pre-Recession Levels, Study Shows

Frugality and minimalism may be all the rage these days, but Americans’ household debt continues to creep up, a new NerdWallet study finds. In the past decade, U.S. household debt has increased by 11%. The average household with any kind of debt owes $132,529, and total debt owed...
Posted On 16 Dec 2016

Commercial Real Estate: From Towers of Gold to Pillars of Salt

Mix together mortar and lime with pressed hay and you too can construct a Tower of Gold, or at least the illusion of one. If you have any doubts, pop on over to Seville, yes, the one in Spain, and have a look at the original Torre de Oro. Particularly entrancing is the visio...
Posted On 12 Dec 2016

Investing for Beginners: How to Invest in Real Estate

Investing in real estate is a popular strategy to grow your wealth. Adding real estate investments to your investment portfolio can add diversification and help protect your wealth from the volatility of the stock market. Check out these real estate investing tips for beginners...
Posted On 07 Dec 2016

12 Expert Tips To Pay Down Your Mortgage In 10 Years Or Less

Purchasing a home is a dream for pretty much everyone. But, taking on that massive debt can prevent you from retiring earlier, sending the kids to college, or taking that dream vacation. Like any other debt, if you’re able to get rid of your mortgage as soon as possible, the...
Posted On 05 Dec 2016

Im a Financial Advisor. Heres Why I Modified My Mortgage

Recently my wife, Colleen, and I modified our mortgage. I’d like to share some of our thinking because it illustrates some of the trade-offs made in personal finance. But first, a little background. As you would expect from a financial advisor, my wife and I have the basics...
Posted On 21 Nov 2016

7 Ways To Know Whether To Remodel Your Home Or Sell It

Anyone who’s owned a house for any length of time has faced a similar dilemma. You like the home, but now it’s not exactly what you need or want. You have to make a decision. Do you put the home up for sale, or upgrade the place and settle in for the long haul? Much...
Posted On 21 Nov 2016

Bigger Isnt Always Better: Two Benefits of Living In a Tiny Home

A tiny house (Shutterstock photo) In the past decade, tiny homes burst on the housing scene in a major way. Hard numbers on how many of these pint-sized homes exist have proven elusive, but communities specific to them are nearing the hundreds in the U.S. But what is a tiny home,...
Posted On 21 Nov 2016

Will Homeowners Insurance Cover My Solar Panels?

Most covered property losses due to hurricanes are wind related – rather than due to flooding – and many Florida residents might be wondering if damage to extraneous structures or solar panels is covered by their homeowners insurance. Concerns about solar panels feel scant...
Posted On 02 Nov 2016

11 Must-Dos For The First-Time Homebuyer

Had it with rentals and roommates and think it’s about time you took advantage of low mortgage rates and became a first-time homebuyer? To make that happy, just follow this simple step-by-step plan. 1. Check the selling prices of comparable homes in your area. Do a quick...
Posted On 02 Nov 2016

Deciding What to Do With the Family Home After Divorce

You must weigh the pros and cons before making a decision that could be financially harmful to you down the Source
Posted On 01 Nov 2016